In the rapidly evolving world of blockchain, Stellar (XLM) shines as one of the most humanitarian and practical projects — a network built to make money more accessible, affordable, and borderless . While many cryptocurrencies focus on technology or speculation, Stellar’s mission is simple yet powerful: to connect banks, payment systems, and people across the world through fast, low-cost transactions. 💠 What Is Stellar? Stellar is a decentralized payment network launched in 2014 by Jed McCaleb (co-founder of Ripple) and Joyce Kim . Its native cryptocurrency, Lumens (XLM) , serves as the network’s utility token — enabling seamless currency exchange and cross-border payments. Stellar’s ultimate goal is financial inclusion — helping individuals and communities, especially in developing countries, gain access to digital money and global financial systems. ⚙️ How Stellar Works Stellar operates as a bridge network , connecting various financial institutions, currenc...