THE CRA PERSPECTIVE All I Have Is Yours, Lord A reflection on grace, gratitude, humility and the beauty of surrender What do I have that I did not receive? What can I truly claim as mine apart from grace? There are moments when we need to pause and look beyond our achievements, possessions, abilities and ambitions. We may work hard for what we accomplish, make sacrifices for our families and spend years developing our talents. Yet, beneath every achievement lies a deeper truth: life itself is a gift. Our breath, our opportunities, our strength, our relationships and even the ability to begin again are blessings we often take for granted. Gratitude begins when we recognise that we are not the sole authors of everything good in our lives. The prayer “All I Have Is Yours, Lord” expresses a heart that no longer wishes to live only for possession, recognition or personal glory. It is the quiet acknowledgement that everything entr...
Gold has been a symbol of wealth and a reliable store of value for centuries. Whether you're looking to diversify your investment portfolio, hedge against inflation, or purchase jewelry, buying gold requires careful consideration. This guide will walk you through the key factors to keep in mind when purchasing gold. 1. Understand the Different Forms of Gold Gold can be purchased in various forms, each with its own advantages: Physical Gold Bullion Bars & Coins : Ideal for investors, these are available in different weights (1g to 1kg). Popular options include American Eagles, Canadian Maple Leafs, and South African Krugerrands. Jewelry : While beautiful, jewelry often includes making charges and may not be the most cost-effective investment. Gold ETFs & Mutual Funds : These allow you to invest in gold without holding physical metal. Digital Gold : Platforms like apps and online marketplaces let you buy fractional gold. 2. Check Purity & Hallmarking Gold purity...